Sr Credit Services Rep

At Medtronic you can begin a life-long career of exploration and innovation, while helping champion healthcare access and equity for all. You’ll lead with purpose, breaking down barriers to innovation in a more connected, compassionate world.
A Day in the Life
Responsibilities may include the following and other duties may be assigned:
· Performs advanced creditworthiness assessments for new and existing customers using financial statements, credit bureau data, payment behavior, market insights, customer exposure, and internal risk frameworks.
· Recommends, establishes, and maintains credit limits and payment terms aligned with company policy, Delegation of Authority, customer risk profile, and portfolio exposure.
· Manages complex or high-exposure credit reviews, including financial statement analysis, risk segmentation, credit limit utilization, overdue trends, and business justification assessment.
· Partners with Collections to define strategies for high-risk or deteriorating accounts, supporting loss prevention, governance, and business continuity.
· Supports credit risk governance activities, including periodic credit limit reviews, risk category maintenance, process compliance, and portfolio monitoring.
· Collaborates with cross-functional stakeholders to resolve complex credit-related issues and improve the end-to-end customer credit process.
· Supports process improvement initiatives, system enhancements, reporting, automation, and regional/global standardization projects related to Credit Services.
· Prepares data-driven reports and insights to support management decisions, portfolio reviews, audit requests, and operational performance tracking.
Required Knowledge and Experience:
· Bachelor’s degree in business management, finance, Economics, or related field.
· Fluent in English
· Minimum of four years of relevant experience in Credit Services, credit risk, credit analysis, financial analysis, collections, or related processes.
· Microsoft Office knowledge
· Strong communication and stakeholder management skills, with the ability to interact effectively with Commercial, Finance, Collections, Customer Care, and leadership teams.
· Analytical skills that allow for the development of data-driven reports
· Experience with SAP (preferred)
· Exposure to Microsoft Power Platform (Power Apps/Automate) and SharePoint (preferred)
Physical Job Requirements
The above statements are intended to describe the general nature and level of work being performed by employees assigned to this position, but they are not an exhaustive list of all the required responsibilities and skills of this position.
Benefits & Compensation
Medtronic offers a competitive Salary and flexible Benefits Package
A commitment to our employees lives at the core of our values. We recognize their contributions. They share in the success they help to create. We offer a wide range of benefits, resources, and competitive compensation plans designed to support you at every career and life stage.
This position is eligible for a short-term incentive called the Medtronic Incentive Plan (MIP).
About Medtronic
We lead global healthcare technology and boldly attack the most challenging health problems facing humanity by searching out and finding solutions.
Our Mission — to alleviate pain, restore health, and extend life — unites a global team of 95,000+ passionate people.
We are engineers at heart— putting ambitious ideas to work to generate real solutions for real people. From the R&D lab, to the factory floor, to the conference room, every one of us experiments, creates, builds, improves and solves. We have the talent, diverse perspectives, and guts to engineer the extraordinary.
Learn more about our business, mission, and our commitment to diversity here