Solution Architect – Enterprise Services (Financial Crime)

We are seeking a Solution Architect – Enterprise Services (Financial Crime) to shape and govern the next generation of Financial Crime capabilities, including Transaction Screening, Monitoring, pKYC/pKYB, Sanctions, CDD, EDD and Customer Risk Assessment.
This role is pivotal in protecting the bank, its customers and the broader financial system by delivering robust, scalable and compliant FinCrime solutions.
Responsibilities
Architect and govern end-to-end Financial Crime solutions across the full lifecycle, ensuring scalability, robustness and regulatory compliance
Translate business, regulatory and compliance requirements into practical, implementable architectures
Set architectural direction for AML transaction monitoring, sanctions screening, fraud prevention and risk scoring
Lead the definition of target-state architectures and multi-year roadmaps for Financial Crime systems
Contribute to architectural assessments in the context of mergers and acquisitions
Ensure consistency with enterprise architecture principles, patterns and governance
Serve as a trusted architecture advisor to CIO, Financial Crime Compliance, Operations and Data teams
Collaborate with engineering teams to ensure solutions align with architecture standards
Represent architecture in regulatory, audit and risk forums as required
Conduct peer reviews and validate designs from engineering teams to uphold architectural integrity
Oversee decommissioning, data archival and migration approaches in line with governance
Promote secure, compliant design patterns aligned with Financial Crime regulatory obligations
Champion architectural best practices across squads and Agile delivery teams
Mentor engineering and design peers to foster a culture of quality, innovation and ownership
Demonstrate leadership through thought partnership, problem-solving and decision-making
Requirements
3+ years of experience as a Solution Architect within complex financial services environments
Strong knowledge of core Financial Crime domains such as AML, sanctions, transaction monitoring, screening, KYC/KYB, EDD and customer risk scoring
Proven ability to design functional and logical architectures, system interaction models and integration patterns
Experience with RESTful API design, versioning and messaging or event-driven architectures
Hands-on experience producing As-Is and Target architectures, roadmaps and transition states
Experience ensuring solutions comply with enterprise-level architectural frameworks, standards and governance
Strong communication and stakeholder management skills
Ability to influence decisions and lead discussions with compliance, technology and operational leaders
Delivery-focused, pragmatic and comfortable working independently in fast-moving environments
Evidence of ownership, initiative and thought leadership
Nice to have
Knowledge of BIAN, TOGAF, ArchiMate or C4 modelling
Experience with Avolution Abacus or similar architecture tools
Familiarity with microservices, API integration patterns and cloud platforms such as AWS
Exposure to global banking, Financial Crime transformation programmes or regulatory change portfolios