Senior Analyst/Manager - Financial Risk

What you will do In this position, you will dynamically move across Klarna’s financial risk landscape, analyzing and independently monitoring credit risk, liquidity risk, and market risk across our global portfolio, identifying emerging risk trends. You will work cross functionally with teams across Klarna to improve risk management processes and ensure Klarna’s operates within its risk appetite. Analyze consumer credit risk trends across global portfolios, getting into the details and reviewing individual credit decisions to generate actionable insights on underwriting strategies Use SQL and Python to independently review the implementation of Klarna’s credit risk management strategies, such as automated decisioning rules, credit monitoring data models, and loan servicing logic Improve and automate recurring independent financial risk monitoring Collaborate with other Klarna risk professionals and business units on targeted deep dives into risk management processes used for managing Klarna’s counterparty risks, FX risk, interest rate risk, and liquidity risks Translate complex data into actionable improvements balancing growth and risk Who you are Bachelor’s degree in Finance, Accounting, Economics, Data Science, Mathematics, or a related field 2–3+ years of experience in risk management, credit risk, treasury, or a consulting/audit environment within financial services Foundational understanding of how financial risks arise within financial institutions and the core strategies used to manage them Proficient in SQL and comfortable navigating large datasets Effective verbal and written communicator Highly driven and curious, comfortable operating in a fast-paced environment, eager to collaborate across teams, and able to think creatively and pragmatically about complex problems and solutions Please include a CV in English Curious to learn more about Klarna and what it’s like to work here? Explore our career site!