Lead, Electronic Money Accounting

Shopify is building a Money Movement Platform that spans multiple licensed entities across the US, UK, and EU. This role is based in the UK. We need someone to sit inside the Global Accounting Compliance & Reporting team and own the day-to-day compliance obligations that come with holding money transfer licenses, while supporting the broader global compliance program.
What you'll do:
Money Transfer Licensing & Compliance
- Own the regulatory reporting cycle across Shopify's licensed entities — prepare and file periodic returns accurately and on time as our licensing footprint grows
- Monitor regulatory requirements as Shopify's money movement licensing expands into UK and EU markets
- Support the AML compliance program, including transaction monitoring controls, record keeping, and internal control documentation
- Partner with Legal and product teams on licensing obligations as new jurisdictions are added
- Track regulatory developments and flag changes affecting licensed entities
Global Accounting & Audit Support
- Support international statutory audits and compilations across Shopify's global entity portfolio
- Coordinate with external auditors on audit requests, workpapers, and filings
- Contribute to subsidiary reviews and variance analysis
- Support intercompany reconciliation and close processes as needed Safeguarding (designated role)
Safeguarding
- Act as the designated safeguarding person for Shopify EMI UK Ltd. under CASS 15
- Review daily safeguarding reconciliation output and attest to its accuracy
- Maintain the safeguarding resolution pack and file monthly FCA returns
- Manage the annual safeguarding audit and monitor bank-partner eligibility
Why this is the opportunity for you:
Unlimited Opportunities for Impact and Growth: You won't just be maintaining systems; you'll be building them. As our licensing footprint expands, you'll have a direct hand in creating the scalable compliance foundation for a global financial product.
Shape the Future of FinTech Compliance: Step into a company where you can influence how things are done. You’ll be instrumental in defining our approach in new markets, establishing best practices, and ensuring our financial infrastructure is both compliant and best-in-class.
Access to the Newest and Best AI Tooling: We equip our teams with cutting-edge technology to automate routine tasks and unlock new efficiencies. You'll use and help pioneer AI-driven solutions to tackle complex compliance and reporting challenges, allowing you to focus on high-impact strategic work.
What you bring:
Must-haves
- Qualified accountant (ACA, ACCA, CIMA, CPA, or equivalent)
- Experience inside an FCA-regulated payment institution or money services business in a compliance or finance function
- Proven ability to manage regulatory filing obligations across multiple jurisdictions and entity types in a regulated environment
Strong advantages
- Hands-on exposure to regulatory filing obligations, MSB Call Reports, FCA returns, or equivalent
- Direct experience with NMLS MSB Call Report preparation and filing
- Familiarity with FCA supervisory relationships and examination preparation
- Prior safeguarding function experience at an EMI or payment institution, including under CASS 15
- Experience with multi-entity international accounting programs
- Demonstrated fluency with AI tooling in a finance and/or operations context